Final Expense Life Insurance
1 Million+
Families Helped
$150 Billion
Life Insurance Placed
$800 Million
Premium Sold
10,000+
Professional Agents
Final Expense Life Insurance
Don’t let unexpected life events threaten the roof over your loved ones’ heads.
Why Final Expense?
Tax-Free Payout
Protect Loved Ones
Locked-In Premiums
No Medical Exam
How Final Expense Insurance Works
Final Expense Insurance (FEX) is a simple, permanent policy designed to cover end-of-life expenses (like funerals), easing the financial burden on loved ones.
Lifetime Protection
Enjoy peace of mind up to age 120 with coverage that remains in force as long as premiums are paid.
No Medical Exams
Qualify quickly with simplified underwriting—no doctor visits or lab work needed.
Guaranteed Death Benefit
Rest assured that your payout amount remains constant throughout the policy’s duration.
Premiums Never Increase
Your monthly rate never increases, providing predictable, budget-friendly payments.
Flexible Coverage Amounts
Pick a policy amount that suits your unique final expense needs and financial goals.
Beneficiary of Your Choice
Designate who receives the death benefit, ensuring the right person is protected.
Tax-Free Payout
Your loved ones receive the entire payout free from income taxes.
Double Accidental Coverage
Add an optional rider that doubles your death benefit in the event of accidental death.
Accelerated Death Benefit
Access part of your payout early if you’re diagnosed with a qualifying terminal condition.
Immediate Protection
Many plans offer full coverage from day one, giving you instant peace of mind.
Coverage Options
We know one size doesn’t fit all, so FEX typically comes in multiple options to suit different needs and budgets:
Simplified Issue FEX
Offers immediate coverage for those who meet simplified underwriting standards—no medical exam required.
Modified Benefit FEX
Ideal if you have certain health conditions; might include a waiting period before full benefits activate.
Guaranteed Issue FEX
Provides coverage acceptance with no health questions asked—great for anyone who might otherwise be declined.
Anthony Ricciardo
Licensed & Regulated Broker
ABOUT ME
ABOUT ME
Life Insurance is where I learned how to help provide families with financial stability, and a sense of peace amid the challenging seasons of unexpected loss. My heart was full of gratitude and purpose as I got to witness the benefits and change I could affect on people and their families. This was at its core the most exciting part of what I now do on a daily basis.
Because of the passion and drive for helping others I can proudly say that I have helped change the lives of hundreds of families across the nation.
I am excited to see how many more incredible people and families I get to connect with in the future. I am hopeful and eager that I will be able to provide some peace and stability to your home soon.
Top industry Partners
industry Partners
Ready to Safeguard Your Home and Family?
Book your Free Consultation now and discover the peace of mind that comes with final expense coverage. In just 30 minutes, you’ll get personalized guidance on coverage options designed to fit your budget and keep your loved ones secure.
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