Mortgage Protection Life Insurance

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Million

Premium Sold

10,000+

Professional Agents

Mortgage Protection Life Insurance

Don’t let unexpected life events threaten the roof over your loved ones’ heads.

Why Mortgage Protection?

Pay Off Your Home

Protect Loved Ones

Locked-In Premiums

No Medical Exam

How Mortgage Protection Works

Mortgage protection is designed to pay off (or help pay down) your mortgage balance if something happens to you. In addition to a standard death benefit, many policies include living benefits for critical illness or disability:

Death Benefit

A lump-sum payout to your designated beneficiary to handle the mortgage and other expenses.

Critical Illness Coverage

Access up to 100% of your death benefit if you experience a qualifying critical health event (e.g., heart attack, stroke, cancer).

Disability Coverage

If you can’t perform two of the six major daily living activities (like bathing or feeding), you can accelerate up to 100% of your benefit.

Premiums Never Increase

Your rates never go up, so you can count on consistent payments month after month.

Coverage Options

Whether you want straightforward, time-bound coverage or a policy that lasts a lifetime and builds cash value, we’ll help you choose a mortgage protection strategy you can depend on.

Term Coverage

Choose coverage for 10, 15, 20, 25, or 30 years. Enjoy more affordable rates throughout your selected term.

Cash-Back Term

Receive a 100% refund of paid premiums if you outlive the term—protection plus a built-in savings feature.

Permanent Coverage

Whole Life or IUL policies that accumulate cash value and can last up to age 120, ensuring lifelong protection.

Anthony Ricciardo

Licensed & Regulated Broker

ABOUT ME

Life Insurance is where I learned how to help provide families with financial stability, and a sense of peace amid the challenging seasons of unexpected loss. My heart was full of gratitude and purpose as I got to witness the benefits and change I could affect on people and their families. This was at its core the most exciting part of what I now do on a daily basis.

Because of the passion and drive for helping others I can proudly say that I have helped change the lives of hundreds of families across the nation.

I am excited to see how many more incredible people and families I get to connect with in the future. I am hopeful and eager that I will be able to provide some peace and stability to your home soon.